Can you eliminate credit card debt by declaring bankruptcy?

Question by ol_skater_boy: Can you eliminate credit card debt by declaring bankruptcy?
Can an individual eliminate credit card debt by declaring bankruptcy? I didn't think you could wipe it out, just get the bill collectors off your back. But, someone told me that it depends on which chapter of bankruptcy you use. The right one WILL eliminate credit card debt. I know someone who has $ 80,000 in credit card debt and they are trying to do that to get rid of that debt! Is it really

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