Q&A: I have $7K in credit card debt how do i get a consolidation loan ??

Question by iN 2 DEEP: I have K in credit card debt how do i get a consolidation loan ??
About $ 7K in credit card debt. my credit score is very poor around 450. I cannot get approved for a consolidation loan, i dont own a home to take out a 2nd, im living pay check to pay check. I really wanna consolidate with loan. please help, how do i get the loan to consolidate if my credit is so horrible i cant get approved?? Anyone know of any places?? i dont qualify for cash call cause you have to

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