by YoTuT
Question by : Is it true that signing up with a debt settlement company to settle credit card debt is a bad idea?
because I thought the credit card company may not accept the offer of 40% or 50% of the debt.. and sue in court and win a garnishment.
The debt settlement gentleman on the phone said "don't worry, less than 1% of people who sign up with us get sued", therefore I feel everyone can rack up huge credit card debt and sign up for it to only owe half or less.
Best
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