settle credit card debt for half?

by Alegrya
Question by : settle credit card debt for half?
i heard people settling their credit card debt for almost half the balance and the rest was forgiven. and this was directly with their bank. not a third party. how can i do that? how can i convince bank of america to allow me to pay a portion of my $ 680 balance and have the debt settled on my student visa credit card? this would help greatly when apply for loans.


Best answer:
Answer by Wayne ZCall them up and ask but, if you

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