Question by Tigg3cool: Need advice about settling credit card debt?
I have not paid an account of about $ 947 for several months and they are about to charge it off, they have offered me to settle for less than owed for about $ 450 but say it will hurt my credit and they offer to remove $ 147 in charges if I pay them $ 200 to bring it current should I let it get charged off, pay the settlement or bring it current? I wanted to pay them a settlement in return for deleting this from my
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