Are credit management companies a good idea to eliminate debt?

by \!/_PeacePlusOne
Question by William E: Are credit management companies a good idea to eliminate debt?
I'm going through a credit management company to help me lower my debt. I am about $ 15K in the hole with various credit cards and department store credit cards. I mailed out cease and desist letters to each of them to quit calling me, because I get calls every day at home, and even a few times at my job. Let me know your experience(s) with this.


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