Will not pay my credit cards for three months and then enrolling in non profit debit management company be ok?

by eyewashdesign: A. Golden
Question by Fred: Will not pay my credit cards for three months and then enrolling in non profit debit management company be ok?
I got a huge pay cut at work and can't my rent for three months. I plan on not paying my two credit cards for three month. One is connected to my bank. I figure I will just sign up with a non profit debit management company get my rate back down after not paying. Thoughts. Thanks.


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