Q&A: Can you explain the difference between a Credit Card Debt Relief program and Credit Counseling?

Question by : Can you explain the difference between a Credit Card Debt Relief program and Credit Counseling?
I'm trying to figure out which route to take with my financial situation. Are there any other options for a person who is still current with all payments but on the verge of possible financial ruin?


Best answer:
Answer by Common SenseThe former is a scam. The latter IF done by your local Consumer Credit Counseling Service (CCCS) is a good idea. Anyone other"counseling service"

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