Question by SQSSK: Secured credit card for no bank account and no credit check?
I need to fix my credit and need recommendations for a secured card that doesnt check credit history or requires a bank account and reports to credit beaures to build credit..any legit recommendations? Thanks
Best answer:
Answer by AndreaTo get a secured credit card, you have to give them security - meaning you have to deposit money into a bank account that they hold to ensure they are paid back. That is
2012年1月31日火曜日
Credit Cards For Poor Credit - Here is What You Need to Avoid
by DawnOne
Article by Danny Fredricks
In this article we are going to take a quick look at credit cards for poor credit. If you've suffered the ignominious fate of a low credit score, you can certainly relate to having the need for an emergency card, yet finding it very difficult to get yourself approved. Well, I'm here to give you some GOOD news, but to also provide fair warning. Read on to learn why.All Cards are NOT created Equal.If you are shopping for a credit card from a position
Article by Danny Fredricks
In this article we are going to take a quick look at credit cards for poor credit. If you've suffered the ignominious fate of a low credit score, you can certainly relate to having the need for an emergency card, yet finding it very difficult to get yourself approved. Well, I'm here to give you some GOOD news, but to also provide fair warning. Read on to learn why.All Cards are NOT created Equal.If you are shopping for a credit card from a position
2012年1月30日月曜日
Strapped: Why America's 20- and 30-Somethings Can't Get Ahead
Strapped: Why America's 20- and 30-Somethings Can't Get Ahead
Drowning in student loan and credit card debt? Can’t afford to get married, buy a home, have children? At last, a book for the under-35 generation (and their parents) that explains why it is not their fault. Strapped offers a groundbreaking look at the new obstacle course facing young adults—the under-35 crowd—as they try to build careers, buy homes, and start families. As Tamara Draut explains, getting ahead is getting
Drowning in student loan and credit card debt? Can’t afford to get married, buy a home, have children? At last, a book for the under-35 generation (and their parents) that explains why it is not their fault. Strapped offers a groundbreaking look at the new obstacle course facing young adults—the under-35 crowd—as they try to build careers, buy homes, and start families. As Tamara Draut explains, getting ahead is getting
What is the best way to eliminate credit card debt without having to pay a lot of interest if very little?
Question by thebeatles19: What is the best way to eliminate credit card debt without having to pay a lot of interest if very little?
Best answer:
Answer by kelleyking2003There are credit counseling agencies who are a "middleman" between you and the creditor. Once you sign up, they are able to reduce your interest rate and stop late fees, etc.
You must enroll with them, and usually they want an automatic deduction from your checking account. There is an enrollment fee, but
Best answer:
Answer by kelleyking2003There are credit counseling agencies who are a "middleman" between you and the creditor. Once you sign up, they are able to reduce your interest rate and stop late fees, etc.
You must enroll with them, and usually they want an automatic deduction from your checking account. There is an enrollment fee, but
2012年1月29日日曜日
Is There a President Obama Debt Relief Act and a Credit Card Debt Relief Law?
Article by John Razors
Did you know that it is 100% possible to drastically reduce credit debt?Did you Know that it is 100% Legal to reduce 50-60% of your debts? ---------> Erase 50-60% of CC Debt. It takes less than 10 seconds. Just enter how much you owe to see how much you can get erased.What is known as debt relief act has helped many people drastically reduce the amount of money that they owed to their credit company. Did you know that almost 90% of bankruptcies that occur in
Did you know that it is 100% possible to drastically reduce credit debt?Did you Know that it is 100% Legal to reduce 50-60% of your debts? ---------> Erase 50-60% of CC Debt. It takes less than 10 seconds. Just enter how much you owe to see how much you can get erased.What is known as debt relief act has helped many people drastically reduce the amount of money that they owed to their credit company. Did you know that almost 90% of bankruptcies that occur in
Improve Less Than Perfect Credit Score and Repair Credit Card Debt
by eyewash
Article by New Credit Applications
Improve your credit score by repairing credit card debt even if you have less than perfect credit. Alevating credit card debt is the best way to repair your credit score and improve your less than perfect credit. Once your credit card debt is repaired your credit score will improve thus allowing you to once again obtain new credit cards and receive instant approval online.There are five simple steps to improve less than perfect credit by
Article by New Credit Applications
Improve your credit score by repairing credit card debt even if you have less than perfect credit. Alevating credit card debt is the best way to repair your credit score and improve your less than perfect credit. Once your credit card debt is repaired your credit score will improve thus allowing you to once again obtain new credit cards and receive instant approval online.There are five simple steps to improve less than perfect credit by
How To Settle Your Debts
How To Settle Your Debts
How To Settle Your Debts is an all-inclusive enlightening guide to help individuals, families and small businesses eliminate debt without bankruptcy, debt consolidation and the damage they can cause. You learn how to legitimately eliminate debt and totally improve your life while maintaining your dignity and your reputation. The author, a CPA and a former collection agency owner, offers solutions based on his insider knowledge of the debt collection establishment.
How To Settle Your Debts is an all-inclusive enlightening guide to help individuals, families and small businesses eliminate debt without bankruptcy, debt consolidation and the damage they can cause. You learn how to legitimately eliminate debt and totally improve your life while maintaining your dignity and your reputation. The author, a CPA and a former collection agency owner, offers solutions based on his insider knowledge of the debt collection establishment.
Improve Less Than Perfect Credit Score and Repair Credit Card Debt
by eyewash
Article by New Credit Applications
Improve your credit score by repairing credit card debt even if you have less than perfect credit. Alevating credit card debt is the best way to repair your credit score and improve your less than perfect credit. Once your credit card debt is repaired your credit score will improve thus allowing you to once again obtain new credit cards and receive instant approval online.There are five simple steps to improve less than perfect credit by
Article by New Credit Applications
Improve your credit score by repairing credit card debt even if you have less than perfect credit. Alevating credit card debt is the best way to repair your credit score and improve your less than perfect credit. Once your credit card debt is repaired your credit score will improve thus allowing you to once again obtain new credit cards and receive instant approval online.There are five simple steps to improve less than perfect credit by
Got Debt? Reviews
Got Debt?
Ken Gibert practiced law for fifteen years in St. Louis, Missouri before founding http://YourLegalLegUp.com. He has written two full-length books on debt - Special Issues in Debt Litigation, and the Your Legal Leg Up Litigation Manual – as well as dozens of articles, reports and videos on how regular people can defend themselves from the debt collectors and protect what's theirs. You can find his videos at: http://www.youtube.com/user/Fightdebt?feature=mhee.This Report, helps
Ken Gibert practiced law for fifteen years in St. Louis, Missouri before founding http://YourLegalLegUp.com. He has written two full-length books on debt - Special Issues in Debt Litigation, and the Your Legal Leg Up Litigation Manual – as well as dozens of articles, reports and videos on how regular people can defend themselves from the debt collectors and protect what's theirs. You can find his videos at: http://www.youtube.com/user/Fightdebt?feature=mhee.This Report, helps
Eliminating debt with credit counselling
Lawyer Mark Silverthorn describes how some Canadians pay more than 100 percent of monies owing to creditors using credit
2012年1月28日土曜日
Don't Consolidate Negotiate Your Credit Card Debt!
What if you knew you could reduce or eliminate your credit card debt with a couple of phone calls? Would you do it if you knew what to say, when to say it, and how to control the negotiations? Thousands of Americans are suffering under the burden of debt. And because of this fact, you hold the cards! Why? The Washington Post reported that so many people are defaulting on their credit cards that they would rather get "something" than nothing. You can reduce or
Consolidating Credit Card Debt Significantly Raises Your Credit Score
Article by Joseph
Consolidating credit card debt is a debt relief program that allows you to merge several credit card bills into a single monthly payment. Given below are some options for consolidating all your unsecured debt.Paying high interest on your credit card bills may be avoided by consolidating all of your credit card debt. A consolidation company can help you find the best way to do it. Companies who offer credit card debt consolidation programs appoint a consultant who
Consolidating credit card debt is a debt relief program that allows you to merge several credit card bills into a single monthly payment. Given below are some options for consolidating all your unsecured debt.Paying high interest on your credit card bills may be avoided by consolidating all of your credit card debt. A consolidation company can help you find the best way to do it. Companies who offer credit card debt consolidation programs appoint a consultant who
2010 Credit Card Law - CACC Pres. Steven Burman CBS Interview 1
www.creditadvocates.org CBS News Interview on 2 discussing some of the effects consumers will have due to new Credit Card Act of 2009. Steven Burman President of Credit Advocate Counseling Corp of NY explains to CBS news correspondent Kirsten Cole how consumers can be more proactive in understanding their credit card billing statements.
Video Rating: 5 / 5
Visit Debthelpreviews.com for more videos and helpful debt consolidation help. If
Video Rating: 5 / 5
Visit Debthelpreviews.com for more videos and helpful debt consolidation help. If
2012年1月27日金曜日
SCRA (Servicemember's Civil Relief Act) Legal Question - advice needed...?
Question by armypoetess: SCRA (Servicemember's Civil Relief Act) Legal Question - advice needed...?
Question: about the SCRA (formerly known as SSCRA) - Creditors are supposed to drop your interest rate on any consumer debt (i.e. mortgage, credit cards, etc) to a 6% max cap. When I deployed, I contacted my mortgage company, and a few creditors..One however - Wells Fargo Card Services refused to drop the rate (the dropped it for two months, then doubled it to recoup the interest). When I
Question: about the SCRA (formerly known as SSCRA) - Creditors are supposed to drop your interest rate on any consumer debt (i.e. mortgage, credit cards, etc) to a 6% max cap. When I deployed, I contacted my mortgage company, and a few creditors..One however - Wells Fargo Card Services refused to drop the rate (the dropped it for two months, then doubled it to recoup the interest). When I
2012年1月26日木曜日
Can I get a credit card without a credit check?
Question by krisi: Can I get a credit card without a credit check?
PLEASE READ ALL!! Im wondering if there is anyway to get a small credit card less than 300 limit, with no credit check and no monthly fees. Ihave found some that dont check your credit but they charge you and have to have your debit card number
Best answer:
Answer by Adam WNo responsible lender will offer you a card without checking your credit history, best option in your circumstance would be to apply for a capital
PLEASE READ ALL!! Im wondering if there is anyway to get a small credit card less than 300 limit, with no credit check and no monthly fees. Ihave found some that dont check your credit but they charge you and have to have your debit card number
Best answer:
Answer by Adam WNo responsible lender will offer you a card without checking your credit history, best option in your circumstance would be to apply for a capital
How To Fight Credit Card Lawsuits
Learn How To Fight Credit Card Lawsuits On Your Own And Without A Costly Lawyer
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2012年1月25日水曜日
Hate your Credit Card Bills? MAXED OUT - NOW ON DVD
Maxed Out takes viewers on a journey deep inside the American style of debt, where things seem fine as long as the minimum monthly payment arrives on time. With coverage that spans from small American towns all the way to the White House, the film shows how the modern financial industry really works, explains the true definition of "preferred customer" and tells us why the poor are getting poorer while the rich keep getting richer. Hilarious, shocking and incisive,
Credit Card Debt:
Credit Card Debt:
Leave Home Without It...Membership has its privileges, but it also has a huge share of disadvantages. Without the proper know-how and guidance, you could find yourself buried beneath an avalanche of credit card debt. Millions of Americans are just like you and are currently attempting to pay off 0 billion to credit card companies. It's in a credit card company's best interest to keep you in debt—after all that's how they make their real money. Even by following their
Leave Home Without It...Membership has its privileges, but it also has a huge share of disadvantages. Without the proper know-how and guidance, you could find yourself buried beneath an avalanche of credit card debt. Millions of Americans are just like you and are currently attempting to pay off 0 billion to credit card companies. It's in a credit card company's best interest to keep you in debt—after all that's how they make their real money. Even by following their
2012年1月24日火曜日
Debt Management : How to Eliminate Debt Legally
In order to legally eliminate debt, a person can use a debt consolidation loan, they could negotiate with creditors and they could declare bankruptcy. Borrow money from a lender to pay off all credit cards at a lower interest rate withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked
No credit check credit cards
by MANILA IMPERIAL MOTOR SALES . . . .
Article by John Delph
One of the most personally damaging things that can happen to an individual is having to carry a bad credit history which in actuality stays for the next seven to ten years right after the bad credit incident has been reported and recorded by the credit bureaus. Having bad credit greatly affects in the most negative way possible your borrowing options not only decreasing its availability to you but at the same time
Article by John Delph
One of the most personally damaging things that can happen to an individual is having to carry a bad credit history which in actuality stays for the next seven to ten years right after the bad credit incident has been reported and recorded by the credit bureaus. Having bad credit greatly affects in the most negative way possible your borrowing options not only decreasing its availability to you but at the same time
2012年1月23日月曜日
Debt Elimination?
Question by holly: Debt Elimination?
Has anyone ever tried debt elimination? A company has contacted me about completely erasing my entire credit card debt within 1 year, then repairing the credit. Their website has testimonials of many people in all states. It is supposed to be a legal process and there is a lot of information to back that up. Has anyone ever done this before?
Best answer:
Answer by texasgal_n_gaHey there, it is a legal process. I had a friend do it back home, but
Has anyone ever tried debt elimination? A company has contacted me about completely erasing my entire credit card debt within 1 year, then repairing the credit. Their website has testimonials of many people in all states. It is supposed to be a legal process and there is a lot of information to back that up. Has anyone ever done this before?
Best answer:
Answer by texasgal_n_gaHey there, it is a legal process. I had a friend do it back home, but
Debt Management : Using Grants to Consolidate Debt
A grant is issued by the government and can be used to pay off debt, but the person in debt must show a need for a grant. Get a government grant to help overcome unemployment or illness withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and
2012年1月22日日曜日
Are debt management companies worth the risks?
Question by revrej11@sbcglobal.net: Are debt management companies worth the risks?
Is is worth my time and effort to used a debt consolidation company? Are there any good companies? What are they? How will it affect my credit score?
Best answer:
Answer by Barbara KNo. Stay away from them. They actually lower your credit score.
Give your answer to this question
Is is worth my time and effort to used a debt consolidation company? Are there any good companies? What are they? How will it affect my credit score?
Best answer:
Answer by Barbara KNo. Stay away from them. They actually lower your credit score.
Give your answer to this question
Debt Defense-Validate Your Credit Card Debt-We Do Not Negotiate or Settle Debt-We Eliminate It
If you have unpaid credit card or other debts, are being harassed by debt collectors, feel you might have been charged excessive fees, or have defaulted on loans, we may be able to help. DDS invokes the laws and statutes found in the Fair Debt Collection Practices Act, and other laws to protect you from third party debt collectors, fraudulent debt collection practices, and violations of your rights. Our procedure essentially audits the account upon which collectors
No Upfront Fee Credit Card Debt Settlement
GO HERE www.1stchoicefamily.com The new laws don't allow a debt settlement company to charge fees until they actual settle debt. This can take tons of work and many hours to accomplish. Take advantage of the most pro-consumer debt settlement company in America! Visit
2012年1月21日土曜日
NO CREDIT CHECK LOANS: And other Options for People with Bad Credit
NO CREDIT CHECK LOANS: And other Options for People with Bad Credit
This book will teach you ALL that you really need to know about credit and various ways that you can still get money; credit; credit cards; cars; houses or anything else that you need to obtain on credit. You will learn that poor credit does not have to prevent you from doing ANYTHING that you need to do.Need to borrow 0? 00? ,000? This book will point you in the right direction.It doesn't matter how poor or bad your
This book will teach you ALL that you really need to know about credit and various ways that you can still get money; credit; credit cards; cars; houses or anything else that you need to obtain on credit. You will learn that poor credit does not have to prevent you from doing ANYTHING that you need to do.Need to borrow 0? 00? ,000? This book will point you in the right direction.It doesn't matter how poor or bad your
2012年1月20日金曜日
Q&A: Question about active duty military and the Relief Act that lowers interest rates?
Question by Anonymous: Question about active duty military and the Relief Act that lowers interest rates?
I know this only applies to debt incurred before joining, but we have a high interest car loan and a few credit cards. We could save a lot if our interest rates were knocked down to 6% (this is the number I keep seeing while researching). My question is how do I go about putting this into effect with his/our debts? Do I need paperwork from the finance office? Or just contact the offices
I know this only applies to debt incurred before joining, but we have a high interest car loan and a few credit cards. We could save a lot if our interest rates were knocked down to 6% (this is the number I keep seeing while researching). My question is how do I go about putting this into effect with his/our debts? Do I need paperwork from the finance office? Or just contact the offices
Q&A: What's gonna happen now that my credit card debt went to a law firm/office?
Question by Trillium: What's gonna happen now that my credit card debt went to a law firm/office?
They called several times and never left a message.
Are they gonna sue asap?
Best answer:
Answer by MichaelThe next step is for them to sue you, unless you contact them and arrange to make payments, which I suggest, unless you want to pay for everything, plus court costs. It's always better to talk to creditors rather than ignore them.
Know better? Leave your own answer in the
They called several times and never left a message.
Are they gonna sue asap?
Best answer:
Answer by MichaelThe next step is for them to sue you, unless you contact them and arrange to make payments, which I suggest, unless you want to pay for everything, plus court costs. It's always better to talk to creditors rather than ignore them.
Know better? Leave your own answer in the
The Advantages of Settling Credit Card Debt
by Alegrya
Article by Jouvan Johnson
Stop The Impulses and Start Settling Credit Card DebtThe most common cause for unpayable debts resides in the erratic credit card impulse purchases. Granted, with the amount of advertisement and so called benefits of using your credit card to acquire expensive goods, few customers can completely resist the temptation. However, even the small credit purchases tend to accumulate to unimaginable heights, leaving individuals with few alternatives but
Article by Jouvan Johnson
Stop The Impulses and Start Settling Credit Card DebtThe most common cause for unpayable debts resides in the erratic credit card impulse purchases. Granted, with the amount of advertisement and so called benefits of using your credit card to acquire expensive goods, few customers can completely resist the temptation. However, even the small credit purchases tend to accumulate to unimaginable heights, leaving individuals with few alternatives but
2012年1月19日木曜日
Mortgage Loan & Debts?
Question by cdcsctennis: Mortgage Loan & Debts?
I have a credit score above 700 (around 720). The only debt I have is a small student loan payment and a car payment which has less than 1 year left on the loan. And I pay off in full credit card transactions every month so I don't carry a balance. I have the money to payoff the car note. If I did that, would it possibly get me a better mortgage rate? I have done the debt ratio calculators and it shows I have about a 16% ratio and paying
I have a credit score above 700 (around 720). The only debt I have is a small student loan payment and a car payment which has less than 1 year left on the loan. And I pay off in full credit card transactions every month so I don't carry a balance. I have the money to payoff the car note. If I did that, would it possibly get me a better mortgage rate? I have done the debt ratio calculators and it shows I have about a 16% ratio and paying
Good vs. Bad Credit Debt
by Lester Public Library
Article by Gary Gresham
Do you know the difference between good and bad credit debt? Most everyone seems to think that all debt is bad, but that is not always the case. In fact, there are some instances where good debt can actually help your financial situation. The differences between good debt and bad credit debt will affect every loan you get and can even make the difference in getting a new job. Here are a few examples of what determines good debt vs. bad
Article by Gary Gresham
Do you know the difference between good and bad credit debt? Most everyone seems to think that all debt is bad, but that is not always the case. In fact, there are some instances where good debt can actually help your financial situation. The differences between good debt and bad credit debt will affect every loan you get and can even make the difference in getting a new job. Here are a few examples of what determines good debt vs. bad
2012年1月18日水曜日
Would a personal loan to pay credit card debt be better then a debt management program?
by Renegade98
Question by sporteguy03: Would a personal loan to pay credit card debt be better then a debt management program?
I have about 25000 of debt but can still pay montlhy payments on time and never missed a payment...if I try to get a personal loan from say lendingtree.com as opposed to a debt management program which looks better to creditors?? My beacon score is around 650-670....I am going to a credit counseling agency to see what they think....they are HUD approved and
Question by sporteguy03: Would a personal loan to pay credit card debt be better then a debt management program?
I have about 25000 of debt but can still pay montlhy payments on time and never missed a payment...if I try to get a personal loan from say lendingtree.com as opposed to a debt management program which looks better to creditors?? My beacon score is around 650-670....I am going to a credit counseling agency to see what they think....they are HUD approved and
How to locate Credit Cards for Poor Credit
by Boogies with Fish
Article by John Lebroski
Credit statement is vital inside going for a loan through virtually any financial institution. A credit heritage can be brought out along with assessed to establish getting in touch with give anyone a borrowing arrangement or otherwise not. This reflects an individual's ability as well as motivation to repay the non-public financial products that may be for being extensive in order to your ex. Dollars companies used it to be a schedule
Article by John Lebroski
Credit statement is vital inside going for a loan through virtually any financial institution. A credit heritage can be brought out along with assessed to establish getting in touch with give anyone a borrowing arrangement or otherwise not. This reflects an individual's ability as well as motivation to repay the non-public financial products that may be for being extensive in order to your ex. Dollars companies used it to be a schedule
2012年1月17日火曜日
Average Credit Card Debt - Why Is It High and How You Can Avoid Credit Card Debt?
by eyewash
Article by Shan M
Are you drowning in debt? Do you know what the average credit card debt in a typical household is? If you are like a large number of people around the world, you are carrying a balance on your cards. Credit card debt is a leading cause of bankruptcy filings in America today. The American Bankruptcy Institute reported in 2003 that there were 1.6 million filings citing excessive credit card debt as one of the major problems, and that number would only have
Article by Shan M
Are you drowning in debt? Do you know what the average credit card debt in a typical household is? If you are like a large number of people around the world, you are carrying a balance on your cards. Credit card debt is a leading cause of bankruptcy filings in America today. The American Bankruptcy Institute reported in 2003 that there were 1.6 million filings citing excessive credit card debt as one of the major problems, and that number would only have
eliminate credit card debt.flv
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2012年1月16日月曜日
HOME LOANS FOR PEOPLE WITH BAD CREDIT
HOME LOANS FOR PEOPLE WITH BAD CREDIT
TABLE OF CONTENTSChapter 1: Bad Credit Repair-- Defining The ProblemChapter 2: Bad Credit Does Not Have To Mean Credit Is ImpossibleChapter 3: How To Stop Foreclosure (Re-possession) - A Guide For HomeownersChapter 4: How To Stop Foreclosure (Re-possession) Fast These DaysChapter 5: Bad Credit Loan – Let’s Cut Through The HypeChapter 6: Home Foreclosure Listing Best Way To Find Your Dream HouseChapter 7: Bad Credit Mastercards - Build A Good Credit
TABLE OF CONTENTSChapter 1: Bad Credit Repair-- Defining The ProblemChapter 2: Bad Credit Does Not Have To Mean Credit Is ImpossibleChapter 3: How To Stop Foreclosure (Re-possession) - A Guide For HomeownersChapter 4: How To Stop Foreclosure (Re-possession) Fast These DaysChapter 5: Bad Credit Loan – Let’s Cut Through The HypeChapter 6: Home Foreclosure Listing Best Way To Find Your Dream HouseChapter 7: Bad Credit Mastercards - Build A Good Credit
Military members, the SCRA and credit cards?
Question by Kanna A: Military members, the SCRA and credit cards?
I've read that the servicemembers civil relief act can work on credit card debt accumulated before the servicemember becomes active duty status. I'm having trouble finding a lot of details on this however.
How do you begin to take advantage of this act (just send a letter to the credit card companies, is proof required, etc)?
Does is apply to the spouse of the servicemember as well?
Can the spouse apply this act to the
I've read that the servicemembers civil relief act can work on credit card debt accumulated before the servicemember becomes active duty status. I'm having trouble finding a lot of details on this however.
How do you begin to take advantage of this act (just send a letter to the credit card companies, is proof required, etc)?
Does is apply to the spouse of the servicemember as well?
Can the spouse apply this act to the
2012年1月15日日曜日
What Are No Credit Check Credit Cards
by MANILA IMPERIAL MOTOR SALES . . . .
Article by John Delph
A lot of people have been severely affected by the ongoing world economic issues. The burgeoning financial crisis that has been ravaging the world for quite some time now has left many struggling with issues, from unpaid card bills to late payments in their mortgages. The big banks and the established lending and financial institutions for the past so many years have been utilizing the loan applicant's credit report to
Article by John Delph
A lot of people have been severely affected by the ongoing world economic issues. The burgeoning financial crisis that has been ravaging the world for quite some time now has left many struggling with issues, from unpaid card bills to late payments in their mortgages. The big banks and the established lending and financial institutions for the past so many years have been utilizing the loan applicant's credit report to
What is the average amount of credit card debt for a single mother of a college aged child?
Question by Marcjc: What is the average amount of credit card debt for a single mother of a college aged child?
I have a son who I have put through a private Catholic High School (not cheap!) and he is on to college in 2007. I bought a modest house last year. I receive no child support. I carry a balance on my credit card (low interest rate) and I pay as much as I can every month. I am never late and have an excellent credit rating.
I'm wondering if the balance I carry is high/average
I have a son who I have put through a private Catholic High School (not cheap!) and he is on to college in 2007. I bought a modest house last year. I receive no child support. I carry a balance on my credit card (low interest rate) and I pay as much as I can every month. I am never late and have an excellent credit rating.
I'm wondering if the balance I carry is high/average
2012年1月14日土曜日
Q&A: Is it worth to use those debt consolidation companies for tax relief?
Question by Staci P: Is it worth to use those debt consolidation companies for tax relief?
I want to get all my financials squared away with the IRS-- anyone know the average rate those "tax relief" companies charge? Are they worth it??
Best answer:
Answer by Robin GNo. Remember they are in it to make money off of you, and in most cases they cannot make all your problems dissappear. In some cases they may even harm you. Best bet to get help with the IRS is to contact your local Tax
I want to get all my financials squared away with the IRS-- anyone know the average rate those "tax relief" companies charge? Are they worth it??
Best answer:
Answer by Robin GNo. Remember they are in it to make money off of you, and in most cases they cannot make all your problems dissappear. In some cases they may even harm you. Best bet to get help with the IRS is to contact your local Tax
EEVblog #130 - The uCalc Credit Card Scientific Calculator / Computer
Dave describes the design of his open source hardware uCalc credit card sized calculator / computer. Specifications: PIC 24F 16 bit Processor, 256KB Flash, 16KB SRAM, 64KB serial flash user memory, 3-Axis tilt sensor, Micro SD card, capacitive touch sensing keypad, 128x64 dot matrix display.
Video Rating: 4 / 5
Because of the bottom line with private student loans is that they are a credit-based product, and, unless you have good credit,
Video Rating: 4 / 5
Because of the bottom line with private student loans is that they are a credit-based product, and, unless you have good credit,
2012年1月13日金曜日
Is credit card debt reduction possible
by YoTuT
Article by Personal Finance Guru
Getting into debt is easy but getting out of it can really be a difficult task. This holds good for any kind of debt and includes credit card debt too. Credit cards are wonderful symbols of money power that you can flaunt to buy almost anything under the sun. Credit cards are convenient but they do have their share of difficulties and you may want debt reduction at the earliest. The primary drawback of these credit card loans is that the rate of
Article by Personal Finance Guru
Getting into debt is easy but getting out of it can really be a difficult task. This holds good for any kind of debt and includes credit card debt too. Credit cards are wonderful symbols of money power that you can flaunt to buy almost anything under the sun. Credit cards are convenient but they do have their share of difficulties and you may want debt reduction at the earliest. The primary drawback of these credit card loans is that the rate of
How to Eliminate Credit Card Debt & Reclaim PPI Video
www.WiseBankers.com How To Eliminate Credit Card Debt and Reclaim Mis Sold PPI. 10 things you need to know for a successful claim. The Consumer Credit Act of 1974 was introduced to protect Consumers from financial mis-selling. However, the legislation was unclear and we now find that many agreements may not have complied with the Act and this could render them unenforceable, even in a court of law. The Consumer credit Act 2006 made it clear that consumers could now
2012年1月12日木曜日
How to Settle Your Debts
How to Settle Your Debts
HOW TO SETTLE YOUR DEBTS, by Norman H. Perlmutter, CPA, is the book that everyone needs to prevent economic meltdown. It’s the essential, up-to-date, comprehensive and gutsy survival guide to meet this ever growing serious problem of financial ruin that faces so many of us. In a step-by-step format it guides individuals, families and businesses through a process that will end debt and reverse insolvency without filing bankruptcy. Even if you're on the brink of
HOW TO SETTLE YOUR DEBTS, by Norman H. Perlmutter, CPA, is the book that everyone needs to prevent economic meltdown. It’s the essential, up-to-date, comprehensive and gutsy survival guide to meet this ever growing serious problem of financial ruin that faces so many of us. In a step-by-step format it guides individuals, families and businesses through a process that will end debt and reverse insolvency without filing bankruptcy. Even if you're on the brink of
Q&A: Our debt is really not a debt? Cause name printed in capital letters has hidden meaning?
by Brad_Chaffee
Question by daddygo: Our debt is really not a debt? Cause name printed in capital letters has hidden meaning?
Read following link, maybe long but helpful.. share me some thought. Government's really cheating on us.
http://www.the7thfire.com/debt_elimination/eliminate_credit_card_debt.htm
Best answer:
Answer by PolarisAnd what about the tiny elves that crawl out of envelopes and steal my pure cane sugar one granular at a time?
Know better? Leave your own answer in the
Question by daddygo: Our debt is really not a debt? Cause name printed in capital letters has hidden meaning?
Read following link, maybe long but helpful.. share me some thought. Government's really cheating on us.
http://www.the7thfire.com/debt_elimination/eliminate_credit_card_debt.htm
Best answer:
Answer by PolarisAnd what about the tiny elves that crawl out of envelopes and steal my pure cane sugar one granular at a time?
Know better? Leave your own answer in the
2012年1月11日水曜日
Free Grant Money For Debt Relief -How to Get Free Bad Credit Debt Consolidation
Visit to here cleardebtshelp-solution.blogspot.com ,Debt Consolidation loan It's high time to manage your credit card debts. Debt Consolidation loan is a boon for people, who have several loans against their name. With the help of a debt loan, an individual can consolidate multiple debts...
Video Rating: 5 / 5
www.finance101now.com Learn about your debt consolidation options, including mortgage refinance loans, debt settlement, and credit
Video Rating: 5 / 5
www.finance101now.com Learn about your debt consolidation options, including mortgage refinance loans, debt settlement, and credit
Debt Management Secrets: How To Avoid Bankruptcy & Free Yourself From A Bad Credit Score
Debt Management Secrets: How To Avoid Bankruptcy & Free Yourself From A Bad Credit Score
Is your credit score lower than 700? 650? 600? 550? Have you unplugged your phone to avoid debt collectors? This book offers insider secrets on how to improve your credit score no matter how poor your rating.Is your credit score lower than 700? 650? 600? 550? Have you unplugged your phone to avoid debt collectors? This book offers insider secrets on how to improve your credit score no matter how poor
Is your credit score lower than 700? 650? 600? 550? Have you unplugged your phone to avoid debt collectors? This book offers insider secrets on how to improve your credit score no matter how poor your rating.Is your credit score lower than 700? 650? 600? 550? Have you unplugged your phone to avoid debt collectors? This book offers insider secrets on how to improve your credit score no matter how poor
2012年1月10日火曜日
Q&A: debt management vs credit card settlement for my 73YO mother?
Question by sfdj66: debt management vs credit card settlement for my 73YO mother?
she owes 25K on credit cards and unsecured loans. 1 option is Debt management, a higher payment over more time but less credit damage. Another is a settlement, less $ paid off sooner but seriously dinged credit. She still may move once in her life, meaning a lease or purchase. Suggestions?
Best answer:
Answer by CatDad- Debt settlement means deliberately defaulting on credit cards to attempt
she owes 25K on credit cards and unsecured loans. 1 option is Debt management, a higher payment over more time but less credit damage. Another is a settlement, less $ paid off sooner but seriously dinged credit. She still may move once in her life, meaning a lease or purchase. Suggestions?
Best answer:
Answer by CatDad- Debt settlement means deliberately defaulting on credit cards to attempt
National Debt Relief Group
National Debt Relief Group offers help with Unsecured Debts via Debt Relief and Debt Settlement programs by negotiating with your creditors to eliminate Credit Card Debt - visit
soldiers' and sailors' civil relief act?
Question by Kiki: soldiers' and sailors' civil relief act?
My husband is currently an active duty member and we have a couple of credit cards debts, a car loans, student loans, etc. All of these debts and loans are only under my name, not in my husbands name (except for 1 student loan, he co-signed.) Under the soldiers' and sailors' civil relief act would I be able to reduce the interest rate for all our debts? Or only the student loan that he co-signed? Should I add him to my account
My husband is currently an active duty member and we have a couple of credit cards debts, a car loans, student loans, etc. All of these debts and loans are only under my name, not in my husbands name (except for 1 student loan, he co-signed.) Under the soldiers' and sailors' civil relief act would I be able to reduce the interest rate for all our debts? Or only the student loan that he co-signed? Should I add him to my account
2012年1月9日月曜日
eliminate credit card debt legally without paying through the nose
by seiuhealthcare775nw
Article by Jane Richards
There is a growing need for debt counselors as the number of people buried in credit card debt increases. Many consumers habitually use several credit cards as a primary means of payment. Unfortunately, that means that their debt is getting so out of control that they are left with outrageous credit card debt that they are not able to manage on their own. Hence, the need for professional assistance from government debt elimination programs
Article by Jane Richards
There is a growing need for debt counselors as the number of people buried in credit card debt increases. Many consumers habitually use several credit cards as a primary means of payment. Unfortunately, that means that their debt is getting so out of control that they are left with outrageous credit card debt that they are not able to manage on their own. Hence, the need for professional assistance from government debt elimination programs
2012年1月8日日曜日
Credit Card Debt Reduction
For more information, visit becomedebtfreetoday.info Credit card debt reduction can be achieved easily with the help of free debt
No Upfront Fee Credit Card Debt Settlement
GO HERE www.ChoiceFamilyCredit.com The new laws don't allow a debt settlement company to charge fees until they actual settle debt. This can take tons of work and many hours to accomplish. Take advantage of the most pro-consumer debt settlement company in America! Visit http
Video Rating: 0 /
Video Rating: 0 /
No Credit Check Credit Cards: Not Friendly for the People
by MANILA IMPERIAL MOTOR SALES . . . .
Article by Spencer Scott
Credit cards are friendly when the holder of the credit card has a happy wallet. This is true if the global economics have sound health. This is to mean that people with the credit cards are happy if they have regular earning. The worst-ever global recession has created a huge mass of jobless people. The rate of unemployment is at its all time high in different countries including United Kingdom of course. How then no
Article by Spencer Scott
Credit cards are friendly when the holder of the credit card has a happy wallet. This is true if the global economics have sound health. This is to mean that people with the credit cards are happy if they have regular earning. The worst-ever global recession has created a huge mass of jobless people. The rate of unemployment is at its all time high in different countries including United Kingdom of course. How then no
2012年1月7日土曜日
Debt Cures - Eliminate Credit Card Debt
www.DebtCureStore.com Debt Cures 10 Minute Debt Eliminator. Learn the secrets to true debt elimination here.
Video Rating: 0 /
Video Rating: 0 /
Credit Card Consolidation Loan
Article by Lee Beattie
Credit Card Consolidation Loans can help so you can afford the holiday seasonCredit card consolidation loans are not the total solution for your debt problems, you first have to come up with a debt consolidation plan before considering going for any type of loan. If you do determine that a credit card consolidation loan is in your best interest, the next hurdle will be to qualify for the loan that will help you the consumer with your credit card debt. Credit card
Credit Card Consolidation Loans can help so you can afford the holiday seasonCredit card consolidation loans are not the total solution for your debt problems, you first have to come up with a debt consolidation plan before considering going for any type of loan. If you do determine that a credit card consolidation loan is in your best interest, the next hurdle will be to qualify for the loan that will help you the consumer with your credit card debt. Credit card
2012年1月6日金曜日
Q&A: Air Force - HELP!!! Reducing Debt with the Servicemembers Civil Relief Act (SCRA)?
Question by tekking25: Air Force - HELP!!! Reducing Debt with the Servicemembers Civil Relief Act (SCRA)?
Hi, I've been in the Air Force for about 6 months and I'm currently in Tech School. I have the following issue: I'm buried in debt, mostly credit card debt. I had this debt before I joined the Air Force.
I was aware of the Servicemembers Civil Relief Act (SCRA, but didn't really pay much attention to it until now. Also, I haven't told my creditors that I'm in the military because I
Hi, I've been in the Air Force for about 6 months and I'm currently in Tech School. I have the following issue: I'm buried in debt, mostly credit card debt. I had this debt before I joined the Air Force.
I was aware of the Servicemembers Civil Relief Act (SCRA, but didn't really pay much attention to it until now. Also, I haven't told my creditors that I'm in the military because I
Credit Debts, Where To Turn Next
by Casey Serin
Article by Olga Graham
If you hold credit debts and are concerned about how you will meet future debt payments, it is time to take stock of your situation and the reality of the fall-out from the global credit crunch.Many people experiencing credit debt problems, might imagine their first port of call being debt consolidation via non-profit debt counseling agencies. And rightly so, these credit debt management services have provided 'life-lines' to many distressed
Article by Olga Graham
If you hold credit debts and are concerned about how you will meet future debt payments, it is time to take stock of your situation and the reality of the fall-out from the global credit crunch.Many people experiencing credit debt problems, might imagine their first port of call being debt consolidation via non-profit debt counseling agencies. And rightly so, these credit debt management services have provided 'life-lines' to many distressed
2012年1月5日木曜日
What Are No Credit Check Credit Cards?
by MANILA IMPERIAL MOTOR SALES . . . .
Article by Jack Bent
Using a credit card or debit card is an important financial tool. If you don't have plastic in your wallet, you won't be able to buy things online, and you'll be forced to carry hard currency everywhere you go, which can be dangerous. Getting a bank account with bad credit is next to impossible. If you try to apply for a traditional credit card with poor credit, you're very likely to be declined.Since credit and debit cards are
Article by Jack Bent
Using a credit card or debit card is an important financial tool. If you don't have plastic in your wallet, you won't be able to buy things online, and you'll be forced to carry hard currency everywhere you go, which can be dangerous. Getting a bank account with bad credit is next to impossible. If you try to apply for a traditional credit card with poor credit, you're very likely to be declined.Since credit and debit cards are
Huge Debt Relief freedom from debt: DIY credit card settlement
Today's tumultuous economy has left millions of Americans strapped for cash and overburdened by debt. Banks and companies are getting bailed out by the government, but what about you? With Huge Debt Relief's information you can legally cut your own unsecured credit card debt by up to 85%, with absolutely no risk. Do this yourself (DIY), without hiring a debt settlement company and without filing for bankruptcy! www.hugedebtrelief.com
Video Rating: 5 /
Video Rating: 5 /
2012年1月4日水曜日
Credit Counseling & Debt Management : What Is an Unsecured Credit Card?
An unsecured credit card is a credit card that has no security behind it, meaning that it is not tied to any collateral. Get an unsecured credit card by having good credit with insight from a financial service specialist in thisfree video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz
Applying
Applying
Average Credit Card Debt Is ?
by eyewash
Question by Sammy-G: Average Credit Card Debt Is ?
Honestly, Who Has More Credit Card Debt Than Me ? I Owe Just About Almost $ 30k In Credit Cards And I Manage It Well. My Credit Score Is Well Above 750. Quick Survey, Anybody Want To Share Their Thoughts ?
Best answer:
Answer by Just say no!Not me...but my credit score is not at high as yours either. I have $ 0 cc debt, just my car, house & a little over 4K in student loans
Add your own answer in the
Question by Sammy-G: Average Credit Card Debt Is ?
Honestly, Who Has More Credit Card Debt Than Me ? I Owe Just About Almost $ 30k In Credit Cards And I Manage It Well. My Credit Score Is Well Above 750. Quick Survey, Anybody Want To Share Their Thoughts ?
Best answer:
Answer by Just say no!Not me...but my credit score is not at high as yours either. I have $ 0 cc debt, just my car, house & a little over 4K in student loans
Add your own answer in the
2012年1月3日火曜日
Why should I use a debt management company to help with my debt problems?
by Ed Yourdon
Article by Richard Marshall
A debt management company (DMC) can offer a service to act as an intermediary for borrowers and the lenders that they owe money to. A debt management company will contact the lenders on behalf of the borrower to renegotiate the terms of existing credit agreements, usually when the borrower is unable to meet their normal monthly repayments.This will include asking the lenders to accept lower monthly payments and possibly freezing any interest
Article by Richard Marshall
A debt management company (DMC) can offer a service to act as an intermediary for borrowers and the lenders that they owe money to. A debt management company will contact the lenders on behalf of the borrower to renegotiate the terms of existing credit agreements, usually when the borrower is unable to meet their normal monthly repayments.This will include asking the lenders to accept lower monthly payments and possibly freezing any interest
Q&A: How to handle bad credit debt thats almost 10 years old but it still shows up on my credit reports?
Question by bynam: How to handle bad credit debt thats almost 10 years old but it still shows up on my credit reports?
I have atleast 4 major credit debts that was in the early 90's i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off my credit history, Specially now that I am trying to rebuild my credit.
Best answer:
Answer by SPIFIMAN1You need
I have atleast 4 major credit debts that was in the early 90's i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off my credit history, Specially now that I am trying to rebuild my credit.
Best answer:
Answer by SPIFIMAN1You need
2012年1月2日月曜日
There Is Hope With Credit Card Debt Law
by eyewash
Article by Carol Mejia
With the economy of today, more people are having severe financial difficulties. Often it is from unavoidable financial hardships, and sometimes from the loss of employment. Even in hard times, means are available for dealing with credit card debt law. You have options and hope for a better financial future.Avenues are available for those who owe more than they can pay. Even if you have many unsecured debts, there are choices available. If filing for
Article by Carol Mejia
With the economy of today, more people are having severe financial difficulties. Often it is from unavoidable financial hardships, and sometimes from the loss of employment. Even in hard times, means are available for dealing with credit card debt law. You have options and hope for a better financial future.Avenues are available for those who owe more than they can pay. Even if you have many unsecured debts, there are choices available. If filing for
Art to CNC Video 4 - Photoshop 101 - CNC Tutorials - ...
Art to CNC Video Series Video 4: This is the CNC Video series on how to take an image to a CNC File. This process is one that many CNC Users want to know, but there is not much info on. Here is your chance to get the inside scoop. For more information, please go to: www.cncinformation.com Here we go over Adobe Photoshop basics. We use Photoshop to process Raster Images. We can resize, change the color, paint on the image, etc. These functions can also be performed by
2012年1月1日日曜日
Credit Cards Branch of a Financial Crime Cartel
Professor Elisabeth Warren teaches contract law at Harvard University but she also does not understand the crookery the so-called credit card companies / legal usury business of nowadays / really mean when putting all the small-print in "contracts". We all know these credit lenders are criminals. In our case they firstly steal it from us just to "give it back" with usury rates. The credit cards arm of the Financial Crime Cartel creates a complicated language in
What is debt relief? How is debt relief different from debt consolidation?
Question by Mic: What is debt relief? How is debt relief different from debt consolidation?
Best answer:
Answer by livinginmaDebt relief usually involves forgiving some part of the debt. Debt consolidation may do the same but it usually refers to combining all debt and restructuring the payments of that existing debt. These days, the terms are sometimes used interchangeably so you need to ask for definitions and read the fine print.
What do you think? Answer
Best answer:
Answer by livinginmaDebt relief usually involves forgiving some part of the debt. Debt consolidation may do the same but it usually refers to combining all debt and restructuring the payments of that existing debt. These days, the terms are sometimes used interchangeably so you need to ask for definitions and read the fine print.
What do you think? Answer
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