Credit Debt Relief: 12月 2012

2012年12月31日月曜日

US Debt Relief Reviews - Consumer Reviews Of Debt Relief Companies

US Debt Relief Company Reviews - debtconsolidationservices.choicerevu.com Get honest information on the most popular debt relief companies online. Read what others say about them and hear about real customer experiences with these companies before you sign up. Don't just take a leap of faith or fall for ridiculous claims to reduce your debt. Find out about the companies that are really helping their clients in an honest way. Already considering a debt help company?

2012年12月30日日曜日

Is credit card debt considered an open account or a written contract?

by Center for American Progress Action Fund
Question by Stephen S: Is credit card debt considered an open account or a written contract?
I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in the State of Georgia, the Statute of Limitations may or may not apply. The Staute of

Before You Settle When You're Sued for debt

Should you settle with the debt collector when you're sued? If you fight a little bit, you should at least be able to improve your situation, and settlement isn't always a bad word. For more help go to

2012年12月29日土曜日

Anyone have any experience with the debt management company Take Charge America?

by eyewashdesign: A. Golden
Question by .me.: Anyone have any experience with the debt management company Take Charge America?
What's your opinion and experience with this company?

(And I DONT want to hear from anyone instructing me on how to pay off bills on my own. I am well aware of how, and if I HAD money to pay them off, I wouldn't need a dent management company.)
And no spammers with lame links! Wow, do you guys just troll and troll the credit area? I am just trying to hear from

Mortgage Refinance - When Is The Right Time

www.bills.com Ethan Ewing, President of Bills.com, gives you free advice on the right time to refinance your mortgage. Visit bills.com for free mortgage quotes and more information.

On July 30, the Sierra Club launched a series of high-saturation television, radio and online ads, highlighting Rep. Bob Latta's (OH) failure to act on the renewal of the production tax credit (PTC) for wind energy and the preservation of tens of thousands of

2012年12月28日金曜日

The drive through Schoharie - 9/3/11 - Post Irene

Several Burnt Hills Teachers Association members, their spouses, friends, and Mustang Rugby players visited the Schoharie Valley, New York on 9/3/11 to see if they could lend a hand to the flood victims of Hurricane Irene. This video was shot automatically by my GoPro Hero video camera while traveling between work sites. This video focuses on Main Street in Schoharie. Pay special attention to the sides of the road. Peoples belongings are piled up like snow banks as

Debt Collector Dirty Trick -Get You to Default

Have you been tricked into skipping your court date? or are they telling you you don't need to be there? It might be a trick. This video tells you how to recognize tricks and how to respond. For more help, go to yourlegallegup.com. If you like this video, please "like" it and refer to friends who may be interested. Thanks.
Video Rating: 4 /

2012年12月27日木曜日

Cash Payday Loans

☎ Order Payday Loans at: a-payday-loan.com Payday loans were designed to provide you quickly possibility to obtain the funds you currently need. Payday loan simply means that you borrow cash loan until your next payday. But if you would borrow money for longer you can do it if you need....
Video Rating: 4 /

Whats the best credit card debt consolidation?

Question by Melissa S: Whats the best credit card debt consolidation?
I have around $ 10,000.00 dollars of credit card debt from 3 different cards, my husband is unemployed and i work a low paying job and we can't make the min. payments. They are falling behind by as much as 190 days. The interest is almost 30% on each, What would be my best option?

Best answer:
Answer by CatDadThis is not the best situation....Once you approach the 180 day past due mark, your credit card companies

2012年12月26日水曜日

How credit cards become asset-backed bonds

Mortgages arent the only financial instruments that get turned into securities. Marketplace Senior Editor Paddy Hirsch explains how companies make money by buying credit card debt and bundling it. More coverage of the financial crisis is at marketplace.org/financialcrisis
Video Rating: 4 /

2012年12月25日火曜日

Get in the driver's seat with My Money Map

Whether you're already managing your financial goals or you're just starting to learn how, Wells Fargo's My Money Map can help by giving you quick access to: • My Spending Report • Budget Watch • My Savings Plan It's easy to get started. Just go to the My Money Map tab after you sign on to Wells Fargo Online. We do the math for you and update your account information

Q&A: What are the effects of credit card debt?

Question by DJ: What are the effects of credit card debt?
Im doing a report on Credit Card Debt and there isnt much about the direct effects of being in credit card debt.

I know bankruptcy is an effect but what else can happen?

Best answer:
Answer by itzallgeek2medepending if your on time with your monthly payments or not. your credit score is effected, your interest rates go higher, your chances of getting a good deal on a car or house go down, etc

Give your answer to this

How do I get out of credit card debt?

Question by kelly l: How do I get out of credit card debt?
I want to get out of my credit card debt. I know I need to cut up the cards and tell them "bye", but can I get a personal loan at the bank and consolidate them with a better interest rate?

Best answer:
Answer by InMyTimeOfDyingdon't consolidate
just be patient and rip your cc

Add your own answer in the

2012年12月24日月曜日

Wild Child Trailer

The new teen flick Wild Child staring Emma Roberts and Alex Pettyfer. Sixteen-year-old Poppy (Emma Roberts) is a self-obsessed, incorrigible brat who lives a pampered life in her LA world. Though she's handed credit cards with unlimited balances and surrounded by countless hangers on, Poppy can't escape the mounting frustration she feels with her family situation. And she makes sure that everyone knows it. After an over-the-top prank pushes her father (Aidan Quinn)

2012年12月23日日曜日

Personal Finance - Part 1 of 12

Certificate: www.fdu.edu/personalfinance This presentation discusses the basics of personal finance and planning, for the short and long term. The talk is given by Marnie Aznar, Marnie B. Aznar, MBA, CFP®, NAPFA - Registered Financial Advisor, Aznar Financial Advisors,

Is there a company that will give people with poor credit a credit card?

Question by sawyer: Is there a company that will give people with poor credit a credit card?
I want to start re establishing my credit and cant find a credit card company that will let me open an account.

Best answer:
Answer by mdquince1this is all you need:
http://www.creditcards.com/bad-credit.php
my credit is hit and they all gave me a credit card.

good luck

Know better? Leave your own answer in the

2012年12月22日土曜日

Quick Debt Tips - It's hard to figure out debt in the beginning

moneyplanonline.com Quick Debt Tip - It's hard to figure it all out when you first start using debt and credit cards. It's like going to debt boot camp. And you don't see how deep you're in until you realize you can't contribute enough to your savings because your money is going to your credit card bills.
Video Rating: 0 / 5

Debt Elimination News: www.debteliminationnews.com Just about everyone wants to become debt free, though it can be

Credit card debt has turned into a monster sized problem?

by eyewashdesign: A. Golden
Question by charlie: Credit card debt has turned into a monster sized problem?
What ways are there to get credit card debt companies off my back? My situation has changed in such a way that I can no longer keep up with payments and they just keep adding on charges and late fees. I stopped using them months ago and I am drowning in debt. I have learned that credit cards are very bad and I can;t handle them. Are there any reliable institutions out there that can

2012年12月21日金曜日

Q&A: Can a person be sued in civil law court by a credit card company?

by eyewashdesign: A. Golden
Question by Hopeless: Can a person be sued in civil law court by a credit card company?
What is a civil summons and can it be used to sue for credit card debt?
Can you state the payment that you are able to make and they agree to those terms or does it have to be their payment arrangements?

Best answer:
Answer by CommonA "civil summons" is a document served on you that lets you know that a person is suing you - it is not the lawsuit itself, that is called a

Need Help with Debt ? - With Out Bankruptcy or Debt Settlement

www.freedomfromcreditors.com Do you have overwhelming debts and you don't seem to know how to get rid of them? Do you want to just keep them at bay while you are trying to get back on the right financial track? If you answered "yes" to any of these questions, then you can potentially benefit from Plan B, a debt elimination program that makes a great alternative to debt settlement, consolidation, bankruptcy and other loan repayment options available. With Plan B, you

When you consolidate student loans, can you add credit card debt into the consolidation?

Question by capiror: When you consolidate student loans, can you add credit card debt into the consolidation?
I will be graduating soon with about 20k in student loans. I also have about 10k in credit card debt. Is there any way to lump it all together?

Best answer:
Answer by zerroI don't know if you can or not but you can ask this site and they will give you that answer.You can reduce the amount you owe on the credit card with this consolidation loan

2012年12月20日木曜日

60 second World Law commercial

www.worldlawdebtsettlement.comWorld Law Debt Settlement focuses specifically on the process of helping our clients to become debt free. Our service provides you with a straightforward assessment of your legal rights and all your options allowed by law. When you use World Law Debt Settlement, you don't have to make a trip into a law office; rather, you receive information according to your schedule, saving you precious time. In 1998, partners from five of the world's

2012年12月19日水曜日

Plan B Powerful Debt Relief Solution

Looking for the fastest way to eliminate debts? Have credit card debts? Medical debts? Student Loans? Business debts? IRS debts? Need protection against foreclosures, bank levies and wage garnishments? Whatever the situation is and you have at least 000 in unsecured debts, you can potentially benefit from Plan B. Plan B is a very powerful debt relief program so it will surely be able to help you get rid of your debts, stop collection calls, protect your assets, wages

Will several secured credit cards at one time improve my credit faster?

by surfzone™
Question by rayban: Will several secured credit cards at one time improve my credit faster?
I have a poor credit rating but I intend to buy a house in 10 months to a year. I'm gonna ramp up my effort to increase my credit score over that time as much as I can. Will multi secured credit cards help me accomplish my objective. If I get them, I'm gonna turn them over to my wife who has excellent credit and allow her to maintain them...what do you guys think

Best

2012年12月18日火曜日

Q&A: What's the best way for me to begin building credit/What credit card companies are the best?

Question by chancie93: What's the best way for me to begin building credit/What credit card companies are the best?
I see that most people recommend getting a credit card and paying off the balance every month to build credit. Is this the best way, in your opinion? If so, what credit card companies seem to be the best as far as interest rates and such... I'd imagine I could get a student card with a low line of credit (I'm 20). Any other tips would also be welcome :).

Best

Christian Credit Counselors Testimony: Ben and Lindsey

www.christiancreditcounselors.org http Christian Credit Counselors is a non-profit organization that was created to help individuals and families regain control of their finances through the use of educational tools, credit counseling and other resources. We will help to; Reduce interest rates Stop collection calls Lower monthly payments Eliminate late and over-the-limit fees Preserve your credit score Instill peace of mind because we take care of everything for you

2012年12月17日月曜日

What's a good way to get out of credit card debt?

by Center for American Progress
Question by me41987: What's a good way to get out of credit card debt?
I want to get out of credit card debt. I'm in college, but am working. I have several cards that are at their limits, and have used most of my savings trying to pay the interest each month. I probably have a total of $ 5000 in debt, and while I make around $ 8000-10000 a year, I do have other expenses to pay. What are my options?

Best answer:
Answer by acermillYour options are

Cambridge Life Solutions Ontario Negotiations Team

There has been a lot of talk from competitors about the debt negotiation industry in Canada and the licensing laws required in Ontario. Here's the FACTS put together by Cambridge Life Solutions regarding the licensing laws that are currently in place that monitor our industry; of which we are 100% compliant.
Video Rating: 5 /

2012年12月16日日曜日

Debt settlement

A credit counselor discusses what debt settlement is and how it can help or hurt you.
Video Rating: 4 / 5

jamesmontgomerylaw.com Pay off credit card debt with settlement debt negotiations. Make sure that your credit counseling is backed by attorneys.

2012年12月15日土曜日

Where can I go to get a personal loan?

by YoTuT
Question by Angel: Where can I go to get a personal loan?
I am looking for somewhere that will give me a personal loan to get rid of my credit cards. I've already been to several banks and I'm not trying to do anything that's going to ruin my credit like the debt relief places I've seen. I have good credit and always pay on time but can't seem to get a loan because I own too much money.

Best answer:
Answer by T Eyour parents, your inlaws....

Know better? Leave your own

Baines and Ernst - The UK's Leading Debt Management Specialist

Baines and Ernst - Clear Your Debts www.bainesandernst.co.uk Baines and Ernst is a part of the Paymex Group and is Debt Management Provider of the Year 2010. When debts are mounting up, or bankruptcy is threatening, it's easy to get stressed. Baines and Ernst are there for you whatever your circumstances. We can talk to you about a wide range of debt solutions to help you clear your unsecured debts. Baines and Ernst is one of the most experienced debt management

2012年12月14日金曜日

Q&A: What is a legitimate credit card consolidation company?

Question by me: What is a legitimate credit card consolidation company?
I know they are not the best choice. Please don't tell me how to manage my credit cards. I am beyond that stage. This is the last option for me. I know some of the companies are fradulent and some effect your credit more negatively than others. I just need to know the names of CC Consolidation companies that are legimate and maybe won't hurt your credit as much as others.

Best answer:
Answer by CatDadSTAY AWAY

How does an never used credit card report on the credit report?

Question by : How does an never used credit card report on the credit report?
If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?

Best answer:
Answer by RandomUsually poorly, though it is not DEBT, it is Potential Debt. You need revolving credit, but you want to get rid of any dead cards that you have just floating around. Including cards to department stores.

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Debt Management Credit counseling

Do you have debts that you want to get rid of? Are you thinking about debt management credit counseling? If so, then stop, step back and think. It pays to consider debt management but you must be well - informed so that you can do it wisely. Do not get easily enticed with credit counselors saying that they are a non -- profit company and that they will not charge you a penny when in fact, they will be asking you for some sort of registration fee later on which is

2012年12月13日木曜日

Infinity Fast Five - How To Beat the Banks At Their Own Game

In this episode of the Infinity Fast Five we discuss how to beat the banks at their own game. We discuss going directly to the bank, Offset Accounts, Introductory Offers, Lines of Credit and fixing

What are some great ways to reduce your monthly expenses?

by Center for American Progress Action Fund
Question by littleman: What are some great ways to reduce your monthly expenses?
So, my wife and I are on a tight budget to try and eliminate some debt. We have a ton of student loans and worked up some credit card debt. They're not to the point where we feel like we're drowning, but we certainly want to get rid of them so we can put our money to use in other areas of life.

What are some ways we can reduce the amount of money we spend on monthly

What are the chances of me getting an auto loan at a bank?

Question by rwestmore7: What are the chances of me getting an auto loan at a bank?
I have poor credit. I got into financial trouble a while back. I have paid off most accounts, and am working to pay the rest. My credit score is somewhere between 490 and 515. If I have a cosigner with about 1.5 years of credit history with one credit card (should be a score about 700-720), can I get financed for a car with a bank? I am a member of a credit union, should I try there?

Best

2012年12月12日水曜日

Payback's a ... Bargain?

Some credit card companies are desperately settling debts for much less.
Video Rating: 5 / 5

tinyurl.com The team that founded CuraDebt began in 1996 providing debt settlement services on behalf of individuals and small businesses. In 2000, the company started providing debt relief services nationwide. CuraDebt is a member in good standing of TASC, the largest and oldest association of debt settlement companies, they have the highest

2012年12月11日火曜日

How To Create Apple ID or iTunes Account Without Credit Card.

The address are examples... you can edit it anytime you want. Thanks for watching! *Note* After you finish registering, make sure you check your gmail inbox for Account Verification before you sign in! Credit:

What is the best credit card for a college student?

by Center for American Progress Action Fund
Question by : What is the best credit card for a college student?
Is a college student credit card any different than the ones my parents apply for? If so what's the difference.
What is the best credit card company to get my credit card at? I will be sure to pay it off.

Best answer:
Answer by RyanCheck to see if your school has a credit union on campus or a bank that caters specifically to students. The card will generally be more lenient in

2012年12月10日月曜日

Debt Management: Settle Your Debt For Yourself

www.DEBTWARRIORS.com Overwhelmed by unsecured debt? Did you know you can settle your debt for as little as pennies on the dollar. In this video watch as Former Legal Assistant in a Bankruptcy Prevention Law Firm makes his argument for why you should first seek to settle your debt for yourself.
Video Rating: 5 /

Q&A: Mother going on Medicaid, but still has Credit Card Debt?

Question by Nancy B: Mother going on Medicaid, but still has Credit Card Debt?
My mother will be going from short term skilled nursing to custodial care in the next week or so. Her only income is Social Security, and no home, no car, no assets. The only thing she has is her pre-paid burial plan, and we are doing spend down with remaining savings on her funeral pre-planning. Her savings won't completely cover the funeral pre-planning costs.

The issue we have is she also has about $

2012年12月9日日曜日

What is the best way to payoff my credit card debt?

by Center for American Progress Action Fund
Question by sundrop_rulz: What is the best way to payoff my credit card debt?
I currently have around 10,000.00 dollars of credit card debt on three different cards. I am paying 29.99% on two of them, and 22.99% on the other one.

I have tried to get a card with a better rate to transfer my balances to, but the issuers won't give me one because I am using so much of my available credit now. I have not had any late payments on my credit accounts,

How to lose weight without exercise

Click here - www.howtoloseweightwithoutexerciseinfo.net How to lose weight without exercise The Diet Solution Program is a very exiting long term program on how to lose weight without exercise and a 'Must Have' for health conscious people, like you. People who want to know how to lose weight without exercise are considered better off than their counterparts who prefer to implement the artificial or medical way. Natural weight loss solutions are generally safe, cheap,

2012年12月8日土曜日

credit debt consolidation

888-861-3694 - www.enrollmentcenter.com - Enrollmentcenter.com is the Law Firm's premiere Enrollment Center. The law firm will work with you to create the best debt-relief program possible, which will secure your financial future. Let the law firm become your advocate for debt

How much credit debt should I carry?

Question by Joe G: How much credit debt should I carry?
my wife and I make about 75k a year i am wondering how much credit debt people have at that income range? we only have about $ 1600 in credit card dept.

Best answer:
Answer by KaytIt's not really good to carry any debt. Better off trying to save money for a rainy day.

Give your answer to this question

2012年12月7日金曜日

Vlog 11 Buying 2NE1 Concert Tickets

OMG SUCCESSFULLY BOUGHT 11 TICKETS TO 2NE1's GLOBAL TOUR IN SEOUL ON THE 29TH OF THIS MONTH!!!! For those of you who have no idea what I'm talking about, watch 2NE1's trailer for their global tour: www.youtube.com Super Duper excited!! The process was loooooooong and stressful, but we eventually got through it all, thanks to Stephanie, Erin, and Luke~! Couldn't have done it without you guys!! Also, check out Drokas full Blackjack Pride Remix~!!! Super SICK Remix~~

Q&A: What do you know about debt relief center?

Question by mamaw49: What do you know about debt relief center?
About them helping you with credit card debt. Loaning you money to help you.

Best answer:
Answer by DJJDWhich country are you in?

Add your own answer in the

2012年12月6日木曜日

Q&A: Where can I find the best debt negotiation solution?

Question by boxbeatle: Where can I find the best debt negotiation solution?
After almost 2 years of paying Consumer Credit Counselors in a debt managment plan, we will no longer be able to meet their required monthly payment amount. I believe my best option is to stop paying credit card debt to them, pay my property taxes (they are behind) and essentials, and let my accounts go to a debt reduction negotiator. Where is the best place for me to look?
I am interested in contacting you Brooke,

Myth #3: Always pay your credit card balance in full and that will give you the best credit.

The problem is if you have no balance, if you leave your credit card with no balance, you'll have no payment history. You'll want to leave a little bit of balance on your credit card every month (Ideal amount is 1%), to show that you can pay on time. Don't just pay off a balance and leave it at zero balance account ongoing, because after six months it's typically at as an inactive account, which give you really no major positive. Where, if you use the account every

Where can a person find someone to give them a personal loan when they have some credit problems already?

Question by Bridgett S: Where can a person find someone to give them a personal loan when they have some credit problems already?
Need to consolidate credit card debt and get out of debt completely.

Best answer:
Answer by Renu GEvery attempt to consolidate the multiple debts of a debtor fails because the action is not set in a well planned manner. Debt is a serious issue and demands to be dissolving with rational policies, and considering the debt management program is one of such

2012年12月5日水曜日

Credit Card Diversions (The Frugalicious Show)

Is your credit card spending getting out of control? Bitsy gives us some simple tips to help keep that plastic in check. What do you do to keep your bills down? Check out our site and subscribe to our channel! TheFrugaliciousShow.com Facebook www.facebook.com Twitter: twitter.com The Frugalicious Show is a web tv show that helps you live the best possible life while spending the least amount of money. Bitsy and Erin share budget-friendly lifestyle tips on The

2012年12月4日火曜日

RMR: Credit Mix-Up Investigation

The National investigates just how much mistaken identity can cost you.
Video Rating: 5 /

Q&A: Has anyone asked their credit card company to reduce their interest rate?

Question by Orion: Has anyone asked their credit card company to reduce their interest rate?
I was just watching a show yesterday and they suggested calling your credit card company to ask for an rate reduction. I am curious if anyone has been successful at this. Thanks!

Best answer:
Answer by SchmeepMy first time no, second time I was because I threatened to go to another credit card agency.

I also call each year to have the annual fee waived- when I signed up, I clarified that I

2012年12月3日月曜日

Balance transfer credit card with bad credit?

by Crystal Calderon
Question by the fire pit x 2: Balance transfer credit card with bad credit?
I have a pretty poor credit score, probably around 500. I currently have about $ 4,500-$ 5,000 of credit card debt with high interest rates around 28%. Is there any type of credit card I could do a balance transfer to from these four cards into one that has a lower interest rate? Any help would be appreciated. Thanks.

Best answer:
Answer by FRANK Mortgage BrokerYou can go to:

Prison for Unpaid Student Loans?? Proof it's Coming? (2012)

Are you ready to serve jail time for those student loans you've been dodging for years? How about serving some time for those credit card payments you're behind on? A debtors' prison is a prison for those who are unable to pay debt. Prior to the mid 19th century debtors' prisons were a common way to deal with unpaid debt. And in trying times like these, what better way for the Government to fill it's already stuffed pockets than to come after you for your debts? BIG

2012年12月2日日曜日

Can I get approved for new credit after a Debt Management Plan?

by eyewashdesign: A. Golden
Question by Tinnaaa: Can I get approved for new credit after a Debt Management Plan?
Can you get approved for mortgage after going through a debt management plan (DMP) with a CCCS?
I have done a lot of research and I keep getting very conflicting information about the effects of a CCCS.
I want to hear from people that have gone through DMPs and what your experience has been like after completing the DMPs in term of applying for new credit.

I will also like to

Chris Brown - International Love ft. Pitbull Lyrics | New Song 2011

Watch Game of Thrones Online shorl.com =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-= Check out this new Chris Brown song entitled "International Love" featuring rapper Pitbull, or is it the other way around? Not sure. It leaked like that, with Chris as the main artist, but that could've been because he's the most famous out of the two. Anyhow, I guess we'll find out when we see this recording on Chris' "FAME" album or on Pitbull's "Planet Pit" later in 2011.

WHATS THE BEST CREDIT CARD FOR FIRST TIMERS?

by matrianklw
Question by Brandie: WHATS THE BEST CREDIT CARD FOR FIRST TIMERS?
Im looking to get a credit card for the first time to get my credit in oder any suggestions where to go or who to chose? I would prefer something with low interest rates and a company who's intentions aren't to rip me off. Thanx in advance!

Best answer:
Answer by JACKCAPITAL ONE Lowest interest rate in the world.

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