Question by john: settling credit card debt with Bank of America?
Has anybody defaulted on their BofA credit cards very recently? If so, how much was your balance (if you don't mind saying)? And if they sold it to a collection agency, how long after you had defaulted did they sell it off?
I'm asking because I'm about to default on my BofA credit card (over $ 30k) and I just got a letter saying that they will consider selling to a collection agency soon after default. I personally
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