Question by opticalnoise: Why do Americans have so much credit card debt?
I ask this because a few months ago I had about $ 1,500 in credit card debt at about 9% interest. I thought this was a lot. Then I read that the average American has credit card debt in the amounts of 2x-10x what I have here, and at double the interest rate.
Why are Americans willing to borrow so much? Does this correlate to the national savings average being a negative percent? And lastly, once everyone is totally
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