What are the chances of me getting an auto loan at a bank?

Question by rwestmore7: What are the chances of me getting an auto loan at a bank?
I have poor credit. I got into financial trouble a while back. I have paid off most accounts, and am working to pay the rest. My credit score is somewhere between 490 and 515. If I have a cosigner with about 1.5 years of credit history with one credit card (should be a score about 700-720), can I get financed for a car with a bank? I am a member of a credit union, should I try there?


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