Can a credit card company garnish your wages when your'e willing to pay something?

by eyewashdesign: A. Golden
Question by steven: Can a credit card company garnish your wages when your'e willing to pay something?
I currently have a credit card debt and the credit card company has sold the debt to a collection agency. I recently contacted the agency to make payment arrangements, however if I don't pay them the amount they want, which I don't have, they won't accept it and on top of that they will add attorney fees to the debt. What are my options?


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