Help needed quickly! Are there any groups that will help with school loans and debts?

by Ed Yourdon
Question by KariNeko: Help needed quickly! Are there any groups that will help with school loans and debts?
My younger sister graduated from college a few years ago but is not able to pay back school loans especially now that she has a child. Myself and our family isn't in the position to help financially so we're at a lost.

Are there any consolidation groups (like there is for credit card debt) that can help lower her payments and work with her to figure out a budget? Thank

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