Will closing ym credit cards help me get approved for a debt consolidation loan?

Question by Josh: Will closing ym credit cards help me get approved for a debt consolidation loan?
I have tried to get approved for a debt consolidation loan so I could have my credit cards and school loan under one monthly payment rather than juggling several payments but I get denied because I have too much credit in my name right now. If I close all the credit cards will this help me get a loan approved? It would make life so much easier if I just had 1 steady monthly payment.


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