Article by Kate Costello
Being unable to pay debt has always carried a stigma with it. The words "irresponsible" and "loser" spring to mind. Banks, credit card companies and stores who provide credit cards all play into this perception. But these companies do everything they can to seduce people into taking credit. They make it very difficult to resist their big promises and assertions that they are here to help.Their marketing is very sophisticated and psychologically astute, and they
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