Q&A: Are there companies that can negotiate a reduction in my taxes and credit card debt?

Question by D. G: Are there companies that can negotiate a reduction in my taxes and credit card debt?
I've been going deeper in debt because of not having a job and paying for courses that will allow me to start a new career. I just heard an advertisement about a company that states it can have your tax debt reduced by up to 85%. I've also been contacted by companies that offer debt negotiation services. Has anyone had any experience with these. And how can you tell if they are legitimate

Read more ...